After the Reserve Bank of India (RBI) hiked the repo rate by 50 basis points with immediate effect on September 30, 2022, many banks have increased their loan interest rates. After State Bank of India (SBI), ICICI Bank and HDFC Ltd, now Bank of Baroda and Bank of India have announced hiked their home loan interest rates. Bank of Baroda hikes RLLR *The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme (Floating Interest Rate) of (HDFC Bank and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to HDFC Bank's Repo Rate and are variable through out the tenor of the loan. HDFC Personal Loan Interest Rates. HDFC Bank offers personal loan at an interest rate ranging between 10.50% to 21.50% p.a. One can choose a repayment tenure between 1 year to 5 years. However, the interest rate levied on your loan will depend on factors such as the loan amount, your credit score etc. Particulars. HDFC Bank recognises the importance of having funds on hand to meet urgent expenses. Thus, HDFC Bank offers Small Loans at attractive interest rates. With easy repayment options and a straightforward application process, the HDFC Bank Small Loan can help you face financial challenges. You can apply for the HDFC Bank Mini Cash Loan online, as well. Enclosed below are HDFC Bank Loans for professionals Interest Rates & Charges. Senior Citizen Customers are eligible for discount of 10% on all service charges. Fee. Charges. Rack Interest Rate Range. 11.01% to 14.00%. Loan Processing Charges. Up to 2.00% of the loan amount. Just a few hours after the Reserve Bank of India increased the repo rate by another 50 basis points (100 bps = 1%) by the Reserve Bank of India (RBI), mortgage lender HDFC Ltd, too hiked its loan interest rates on September 30, 2022. The HDFC Bank Pre-Owned Car Loan Rates & Fees are as follows: Description of Charges. Amount to be Paid. Premature Closure Charges (For Full Payment)*. 6% of Principal Outstanding for pre-closures within 1 year. 5% of Principal Outstanding for pre-closures within 13 – 24 months from 1st EMI. 3% of Principal Outstanding for pre-closures post Current Home Loan Interest Rate. Kotak Mahindra Bank offers attractive home loan interest rates in India starting at 8.70% p.a. This lending rate allows you to repay your home loan comfortably at EMI of ₹819/lakh. To get more information on housing loan rates for salaried and self-employed borrowers, kindly refer to the below table: ztuM.

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